Dear Sirs,
We hope you did read our previous letter. Even if you have not, then also we want you to know that we are the most shameless organisms ever produced on mother earth and we would continue to push our views down everybody's throats (just joking, please don't put treason charges against us!). Anyways, here is the second installment of our open letter to you. Here we would like to discuss about three of the most "legal corruptions" in our Bharat, namely, housing, schooling, and medicine.
1. Can I purchase a house without becoming "Man in Black" (any person having black money)?
A owned house is every Bharatiya's dream - roti, kapda, aur makaan. Luckily nowadays we don't have to worry about roti but the "dal chawal" because the dal is not being produced in our country since every kisaan is busy making sugarcane and we have to import the dal for feeding our millions! (Sorry for the distraction - more about that later). So coming to our makaan aspect. Briefly speaking, virtually no builder in our country registers the sale of the land, flat, house, or any sort of real estate property at the actual price of sale. Say if the property is for Rs. 100/-, it will be registered for Rs. 50/- or even below that price, if the poor man purchasing it had done brutal unpardonable crimes in his previous birth. This actually results in the government losing on the tax, creation and concentration of black money in the hands of few resulting in huge inflationary pressure, lack of development of banking industry since the banks generally finance on the "registered sale price", and the scourge of private lending which every aam aadmi has to bear in order to get his dream makaan. We have already given the solutions to these problems and if you can spare some time, kindly check the following:-
There are other solutions too, which we will discuss later since this is a very complex issue.
2. Can my child study in a good school without paying the donation?
Yeah ...yeah....you will say that you have banned donation/capitation fees/whatever name it has been called long back. But even you know that all these bans are on the paper only. Because even after nearly 70 years of azaadi and after the implementation of the famed Right to Education, a lot of children are still working as labourers (unofficially of course!) and many cannot even see what a school looks like! Now coming to the aam junta (i.e. "the middle class salaried labourers" like me), we are the victims of the "legal corruption" of our present schooling system. Just take a look at the fee receipt of any common man. He will be paying say Rs. 30,000/- to 50,000/- per annum for studying his children in a decent enough school (and we are not talking about the likes of Don Bosco and DPS....just the normal ones like XYZ Vidhyabhavan, ABC International Academy although I never could fathom what was international in those desi schools except the spelling in their names!). So, even though the fees charged is around Rs. 30,000/- to Rs. 50,000/- (let's take a comfortable average of say Rs. 40,000/-), the fee receipt shows the breakup of the fees as follows:-Tuition Fees: 15,000/-
Administration Fees: 5000/-
Building Fees: 5000/-
Electricity Expenses: 5000/-
Laboratory/Activity Fees: 5000/-
Miscellaneous Fees: 5000/-
Total: Rs. 40,000/-
Now a middle-class salaried labourer like me who gets his salary after deduction of the mandatory hafta (called TDS) do pays his taxes on his time and has to claim his refund on the taxes since our "chavanni salary" sometimes do not qualify for your tax brackets and during that time, I can claim no rebate for the entire Rs. 40,000/- that I have expended on my child's education. Just a small suggestion - instead of giving interest subsidy of 1% for higher education loans, kindly give 100% rebate in income tax for educational expenses (everything given in the fees receipt), and we will keep your idols in our home and offer it coconut twice a day.
Another important point is - for gaining admission, we have to near about mandatorily pay some or the other donation to the trusts that actually run the schools and which is never accounted in the fees.
And without that donation, forget about the admission and look for some other school, which will of course charge a lesser donation but nonetheless charge the same. Can you please stop this corruption?
2. Can I and my family get quality medical treatment without going to costly 5-star hospital-cum-hotels?
We are your desi public and would happily eat the dal-chawal and roti-sabzi combo that you offer in the hospital canteens and will never crib for the Italian Forno Campo De Fiori Pizza (never knew what it was - just taken from a 5-star hotel menu...he he he) that our new-generation 5-star hospitals offer in the name of quality healthcare. We do not have millions in our pockets and many of us are not even medically insured so as to undergo such costly treatments. Hence, we request you to kindly put some investment in our hospital infrastructure and open some good hospitals in every nook and corner of our country, at least one good hospital at each taluka places so that quality and affordable medical treatment can be given to the millions of us. Believe me, you will never regret having made this investment. And as far as the quantum of investment required, please go through the following rough calculation that we have made:
Cost of construction of a hospital per sq. ft: Rs. 3,800/- (as per this report).
Average carpet area of a good hospital: Say 20,000 Sq. Ft.
Hence, average cost of construction: Rs. 3,800/- X 20,000 Sq. Ft = Rs. 7.60 Crores.
Average land acquisition cost: Say Rs. 1 Crore (Please note that all these figures have been taken at a bit higher end and the actual cost may vary in various places and will be considerably lesser in rural and semi-urban areas including taluka headquarters)
So, the total cost of setting up a hospital will be around Rs. 8.6 Crores and if we include the salary and other annual administrative expenses including electricity, water, etc. the total cost will be around Rs. 10 Crore.
Now there are around 676 Districts in our country and if you can provide at least one good multispeciality hospital in each district, the total cost would be around Rs. 6,760 Crores.
My...my...is that a huge figure ........... please look at these figures and judge for your self:-
Education Loan waived (for students who are working and earning well!) for 2014-15: Rs. 4000 Crores.
Farm loans waived......................he he he....don't want to faint you with the figures!
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