Sunday, 21 August 2016

CAREERS - JOIN US FOR AN EXCITING AND ADVENTUROUS JOURNEY

WE ARE HIRING !!!
Do you want to get the adrenaline rush of being an "emplopreneur" - Employee who is an entrepreneur.  Yup!  That's what we give to our employees - We make them one of our own and treat them like that.

We may not be able to pay you like Google or Microsoft or even the Bharatiya biggies like Reliance or Tata since we are an upcoming start-up with dreams of going beyond the stars, but yes, as our reputation goes, we are very ethical paymasters and will try our best to give you the best of both worlds.  The laws of ethics are simple - We Grow and You Grow.

Presently we are looking for a fresh male graduate for the role of MARKETING EXECUTIVE at our Surat office.  The job requires extensive travelling within and outside the city (Yes!  You can roam and enjoy the country at our expense!). We offer a competitive compensation package with focus on talent retention through an active profit sharing model. Apart from this, we offer a very conducive and flexible working environment which gives you adequate room to grow personally and professionally in your lives.

Job Location:- Surat.  Candidates native of Surat or willing to relocate to Surat need only apply.  At present, the organization is not providing any accommodation facility in Surat.

Approximate CTC:-  Rs. 1 - 3 lacs per annum.  The CTC-cum-benefit package includes fringe benefits like mobile bill reimbursement, medical insurance premium reimbursement as per norms for self and family, accidental insurance, organization savings scheme, fuel reimbursement and conveyance, etc.  Apart from the above, the company offers a fast-paced growth and promotion prospects for candidates who want to grow with us.  We follow a very transparent incentive-cum-profit sharing model which ensures an excellent monetary as well as non-monetary compensation for the services rendered by you.

Age Limit:-  Minimum 21 years old and maximum 25 years old.  There can be a relaxation in age limit up to 1 year for exceptional candidates.

Job Description:-
1.)  Scan and search the market for business proposals in taxation (income tax, service tax, sales tax, excise, customs, and GST whenever it will be brought into effect).  Interact with government departments, schools, hospitals, companies, small enterprises, individuals, etc. for getting quality business proposals of tax return filing work.
2.)  Liaison with various tax departments for clearing out any hurdles/bottlenecks in tax filing processes.
3.)  Take care of customer delight through regular feedback and providing crucial after-sales support in order to ensure customer retention.
4.)  Maintaining database of client information and providing the same to the management on a daily/weekly/monthly basis.
5.)  Maintaining utmost levels of ethics and integrity and protect client data/information/privacy from leaking out into the public domain.
6.) Interacting with customers to thoroughly understand their financial needs and requirements in order to generate leads for our ancillary services like insurance, banking, investment, and loan products.
7.)  Any other work entrusted by the top management as deemed fit and necessary.


The primary requirements for any applicant will be as follows:-
1.)  Excellent communication skills (both written and verbal) in English and Hindi (any knowledge of local language will be an added advantage).
2.)  Applicant should possess a valid driving license and PAN as on date and should not be a defaulter in any financial institution, bankrupt, or having any litigation or history of conviction in any courts of law.  Applicant having own vehicle (two-wheeler) would be preferred.
3.)  Should be a good learner with ability to grasp and absorb work-related knowledge in a dynamic environment.
4.)  Should preferably a graduate with at least a first class consistently from class X onward although it is not a compulsory requirement.

So you think you fit the bill????

The send us your resumes at teamethmos@gmail.com or WhatsApp at 7600796504.  

THE ORGANIZATION RESERVES THE RIGHT TO SELECT OR NOT SELECT ANY CANDIDATE/S BASED ON ITS SOLE DISCRETION.

NO CALLS REGARDING ANY QUERIES WILL BE ENTERTAINED.  FOR ANY CLARIFICATIONS, KINDLY SEND A MAIL ALONG WITH YOUR CONTACT NUMBER.

Thursday, 16 June 2016

Stand-up India Scheme - Will it really work or will it be another shot in breaking the banking industry?


The Stand-up India scheme launched by the Prime Minister envisages to provide bank loans ranging from Rs. 10 lacs to Rs. 100 lacs (Rs. 1 Crore) to woman entrepreneurs or those belonging to SC/ST category.  The scheme guidelines are available in the official portal of the scheme.  Now the million rupee question is - are all these schemes really going to work?

The answer is paradoxically simple - it just depends!  But at Ethmos we are not presently really gung ho! about this scheme the primary reason being that despite various advises and representations from banks/FIs as well as think-tanks like us, the government has still failed to create a fool-proof justice delivery system for bringing to justice the defaulters, especially the willful ones, in the financial ecosystem.  The result of this lackadaisical attitude is visible in the burgeoning NPAs of the banks and the banks forced to declare loss due to heavy provisioning requirements.

However, we appreciate that the government did the right thing by giving the flexibility to banks to ask for collateral security (property mortgage, gold, deposit guarantee, etc.) if it feels that giving a collateral-free loan would not be prudent.

Our analysis is that considering the present highly stressed banking scenario, banks will not be very aggressive in giving these loans.  But the government seems to have already judged the banking industry sentiment and has made it mandatory for each branch of the scheduled banks to finance at least two loans, one each to an SC/ST and another to a woman entrepreneur.  This is going to be a tough toffee for the banks to chew since the present scenario of defaults by the borrowers has created an environment of defiance in the present lot of borrowers who have slowly but surely realized the loopholes in not only our banking system but also our judiciary, which can put the slowest of the sloths to shame.  It is these kind of dirty defaulters who create the bottlenecks for the genuine sincere ones who wish to just start their business and clear their loans as fast as possible.

We had written previously regarding the urgent need for a brand new legal system in our country and total dismantling of the erstwhile British Raj era constitutional/legal systems which were simply aimed at creating circulatory laws/guidelines/circulars so that the poor Bharatiya public just gives up the hope for justice.  These systems need to be changed before implementing any such grand scheme of things for "distributing" public's hard-earned money in the hands of "stand ups".

Further the scheme should be made open to ALL THE PUBLIC OF BHARAT rather than discriminating on the basis of caste or gender if the government really wishes to create an equitable society.